A good driving record is essential to maintaining affordable motorcycle insurance premiums. San Antonio, TX residents are required to purchase motorcycle liability coverage in the amount of $30,000 per person for injuries or death, or $60,000 per wreck, and $25,000 in property damage. Your knowledgeable Versatile Insurance Planners representative can go over the appropriate level of coverage for you.
A safety course can go a long way to helping you navigate the rules of the road and can also lower the cost you pay for indemnification. It can strengthen your defensive driving technique and allow you to easily spot hazards while riding.
Another critical aspect of responsibly riding a chopper is to check the weather before heading out. Roadway conditions can affect your vehicle in ways a car or truck wouldn’t be impacted, and you’ll want to avoid situations where you could lose traction, such as snow or ice. Fog is another element wherein you may be in danger, as you won’t be as visible to other drivers.
Proper gear, including leather garments such as jackets, gloves, pants, and chaps, is essential for surviving a collision. Eyes should be protected with goggles, and it is recommended that your helmet and other apparel are DOT approved. Layers are also vital for protecting the skin from severe injuries and road rash.
Excessive speed is to be avoided, and you must do your part to obey all traffic rules. Use turn signals and avoid riding in drivers’ blind spots.
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We specialize in offering insurance products and services to meet our client’s needs, and we look forward to working with you. Reach out to us today for more information, and we serve those who live in and around San Antonio, TX.