Auto Insurance in Texas
Texas has several laws imposed for every driver in the state. Driving in San Antonio, TX requires strict adherence to all these car insurance requirements. First, all drivers are required to seek minimum liability insurance coverage. During car registration, inspection, and driver license transactions, drivers are required to prove they have auto insurance coverage.
How to ensure you are on the right side of the Texas Law
Seeking auto insurance is the only way to avoid fines, surcharges, losing a license, and getting your vehicles impounded. At Versatile Insurance Planners, we offer high quality and personalized coverage.
Accidents occur unexpectedly; the more reason drivers need to get auto insurance. Insurance companies take responsibility for all expenses in case of perils, saving the accused from incurring the unforeseen expenses. This way, their savings remain intact and they are on the safe side of the state law.
Types of Auto Insurance Coverage
- Liability coverage – This is a legal requirement in Texas. It caters for medical bills, funeral expenses, and wage losses arising from serious injury. It also covers the cost of repairing or replacing damaged property.
- Collision coverage – This insurance coverage protects your car when you still owe the lender some cash. It can pay out the car’s actual value, repair cost, replacement cost, or the amount stated in the policy declaration.
- Comprehensive coverage – Just like collision coverage, this policy is responsible for repair and replacement costs. However, in this case, the damage is as a result of other incidents besides collision; vandalism, theft, or even hail.
- Underinsured/Uninsured Motorist coverage – In a situation whereby you get involved in an accident with an uninsured driver, this policy coverage pays for the damages.
Other than abiding the law, obtaining auto insurance coverage from Versatile Insurance Planners in San Antonio, TX keeps you safe from financial strain. In reality, it feels safer to know someone has got your back. Contact our agents today and get an auto quote, or try our online rating tool for quotes from home.